Consequences of HOA Violations: What Every Homeowner Needs to Know

Consequences of HOA Violations: What Every Homeowner Needs to Know

After buying an HOA property in Killeen, TX, you're ready to settle in and enjoy the perks of HOA living. While homeownership comes with a lot of freedom, in an HOA community, there are plenty of rules that all residents must follow. These HOA rules are designed to create a fair, transparent, and just community for everyone.

However, where there are rules, there are bound to be rule breakers. Although HOA violations won't land you in jail, there are severe consequences that can befall you and your household.

In this article, our focus is on the common outcomes of finding yourself on the wrong side of your HOA's rules.


You've probably seen your fair share of fines. From minor driving offenses such as speeding to late payments of utility bills, there isn't a shortage of things that can get you slapped with a fine.

In an HOA, you'll also encounter fines if you violate some of its rules. Something as simple as paying an HOA fee past the due date can attract a fine. Other things that can result in an HOA fine include:

  • Ignoring lawn care
  • Parking your car in an undesignated area
  • Violating noise restrictions
  • Exterior décor violations
  • Violating rental restrictions

In many instances, your HOA won't rush to impose a fine if you're a first-time violator. A warning will suffice, along with a refresher on the HOA's rules and the consequences of breaking them. If you repeat the offense, though, the HOA will not hesitate to fine you.

Suspended Privileges

Your HOA can revoke some of your privileges for some time, depending on the violation.

For example, let's say your HOA doesn't allow residents to use the swimming pool past 10 p.m. If you're the kind of person who likes to have a dip at midnight, you may go ahead and use the pool if access isn't restricted, but you'll violate the community's pool rules.

To deter you from breaking the rule, they can revoke your access to the swimming pool for a week.

HOA Lien

You might be wondering what the HOA can do if you refuse to pay the fines it imposes on you. Or if you fail to pay HOA fees and other dues.

Will they come to your house and force you to give them the money? Absolutely not!

The amount will be added to your bills, and payment reminders will be sent your way. If you still fail to pay, the HOA can place a lien on your property. You won't be able to transfer the property's title to another party or even refinance your mortgage until the lien is lifted.

Avoid the Consequences of HOA Violations

HOA living is attractive to many prospective homebuyers. A big reason that's the case is that these communities hold HOA homeowners and residents to a higher standard. HOA violations are acted on swiftly and decisively, with fines and liens being the most common tools for punishing rule-breakers.

PMI Phantom Realty is a full-service association management company that can help your community enforce its HOA rules. We're based in Killeen, TX, but are part of a national property management operator with world-class technology and systems.

Schedule a consultation to learn more about how we can serve your community.